l i f e c a p i t a l

About the game

  1. Life Capital
  2. About the game

History and origin of the methodology

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The Life Capital methodology was created in 2017 by a team of authors in Kharkiv, Ukraine. Initially, it was aimed at financial education: explaining how the financial world and financial instruments work, and why it is important to have your own strategy for life.

It then became clear that finance could be used to easily explain broader patterns—the management of any resource: time, energy, relationships, knowledge. This is what made the methodology universal for working with different groups of people and for solving various strategic tasks.

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In 2020, Life Capital received official approval from the Ministry of Education and Science of Ukraine for use in educational institutions of all levels and became part of the National Financial Literacy Project led by the Deposit Guarantee Fund of Ukraine. At the same time, a network of financial literacy clubs in schools began to form, which now has more than 200 clubs and continues to operate and expand successfully even during the war.

Today, the methodology has hundreds of certified trainers and tens of thousands of participants in different countries, as well as its own system of tournaments — from local to international.

Life Capital has proven that financial literacy can be the key to understanding how we manage our lives in general.

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How the game works

Life Capital simulates 40 years of life — with all its decisions, risks, and opportunities. At the gaming table, participants see their own life strategy in action: from the first steps in their career to the formation of passive income and financial freedom.

60–90 min 4–12 participants Decision strategy Field + cards + chips Facilitator
01
  • Initial conditions

Each player receives a starting set of resources (money, time, profession, life circumstances).

02
  • Steps of Life

Each move corresponds to a certain period of life when you need to make decisions: work, invest, study, build relationships, or relax.

03
  • Events

There are surprises along the way: inheritance, crisis, new opportunities. They test your ability to manage resources in different circumstances.

04
  • Strategy

The player sets their own goals — and checks whether they have enough resources and skills to achieve them.

05
  • Financial freedom

The game ends when a participant either achieves passive income or exhausts their resources — this is how the effectiveness of a life strategy can be seen.

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Key idea

In the game, you can make mistakes without consequences and immediately see the results of your decisions. This creates a safe space for learning, self-discovery, and development.

Value and benefits for different audiences

For children and teenagers

Отримаєте
  • Financial and entrepreneurial literacy in a practical format
  • Development of critical thinking and soft skills
  • Understanding cause-and-effect relationships and personal responsibility
Result from the 1st session More details

Adults

Отримаєте
  • Audit of personal resources and life strategy
  • Decision-making and creativity training
  • Development of communication, partnership, and self-presentation skills
Result from the 1st session More details

For businesses and organizations

Отримаєте
  • A tool for strategizing and team development
  • The opportunity to see the roles, strengths, and weaknesses of participants
  • Training in cooperation and behavior under pressure or change
Result from the 1st session More details

For immigrants

Отримаєте
  • Safe space for adaptation and integration
  • Training in financial and life skills in a new environment
  • Developing confidence and a sense of belonging to the community
Result from the 1st session More details

For future coaches

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  • First experience with the methodology
  • Preparation for certification training
  • Access to the community and ongoing support
Result from the 1st session More details

Social impact

Result

The methodology brings together education, communities, and business around a common idea: the development of people as a valuable resource.

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In schools

The methodology has become part of the National Financial Literacy Project in Ukraine and is used as a practical tool in the educational process.

Key facts
  • Over 200 financial literacy clubs in schools
  • Programs continue even during wartime, supporting children in crisis
  • Helps develop responsibility, entrepreneurship, and cooperation skills
“Practical play turns abstract finance into everyday decisions students can grasp and apply.”
— Teacher reflection
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In communities

The game is used as a platform for dialogue, support, and the development of social cohesion.

Key outcomes
  • Fosters a culture of mutual assistance and partnership
  • Supports the integration of immigrants into their new environment
  • Promotes local initiatives through gaming clubs and tournaments
“Shared play lowers barriers—people talk, plan, and start building together.”
— Community facilitator
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In business

Life Capital has become a tool for team development and improving company efficiency.

Key applications
  • HR tool for personnel selection and development
  • Team strategy simulator for decision-making and alignment
  • Opportunity to observe people’s behavior across contexts — from stressful to resourceful situations
“When teams practice decisions in a safe sandbox, clarity rises and friction drops.”
— Corporate facilitator